Lending

The Equal Credit Opportunity (ECOA) and Fair Housing Acts (FHA) have been around for decades, and evidence of discrimination in lending still exists after all this time. This two-hour seminar explains the basic anti-discrimination provisions of the two laws.

Live Chat is available with this program! December 17, 2010 - 1:30 to 3:30 PM CT

Collecting Government Monitoring Information
GMI -This program reviews each of the different federal regulations that require the collection of monitoring information.

This presentation provides an overview of all relevant Community Reinvestment Act (CRA) requirements for banks that are "large bank" under the CRA definitions.

This presentation provides an overview of all relevant Community Reinvestment Act (CRA) requirements for banks that are "small bank" and "intermediate small bank" under the CRA definitions.

On July 1, 2009 OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) published final rules to implement the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The new rules are effective on July 1, 2010 and apply to those that furnish information relating to consumers to credit reporting agencies for inclusion in a consumer credit report.

All federally regulated financial institutions will need to deal with the requirements of the S.A.F.E. Act as passed by Congress and implemented by the federal banking regulators. This program is designed to inform banks and their staff about the rules – and staff training is a requirement of the regulation.

This two-hour program explores the requirements of MRAPLA and explains how they will impact your financial institution.

Live Chat is available with this program! December 17, 2010 - 1:30 to 3:30 PM CT

The ECOA and Regulation B rules contain core knowledge needed by everyone involved with lending. Understanding the rules is the first step to avoiding problems. This program explains the basic rules of Regulation B.

The Federal Reserve Board and the Federal Trade Commission published final rules to implement the risk-based pricing provisions contained in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). This final piece of the FACT Act requires all financial institutions to adopt new policies and new procedures to comply with the new requirements by January 1, 2011.

Live Chat is available with this program! December 10, 2010, 1:30 to 3:30 PM CT

The OCC, FRB, FDIC, OTS, and others (collectively, the Agencies) have adopted final rules to implement the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This monumental registration effort will impact loan officers and other lending personnel in every financial institution in the nation.