This seminar traces the origin of federal appraisal regulations to current regulatory requirements for both community bank lenders and state licensed, certified appraisers. Seminar participants will receive a complete overview of appraisal regulations in order to review the adequacy of their bank's Appraisal Policy for regulatory compliance.
The following topics will be covered:
-
Federal Appraisal and Evaluation Regulation Overview
-
Board of Director Oversight Responsibility for the Bank's Appraisal and Evaluation Program
-
Current Regulator Expectations for Regulatory Compliance
-
The Bank's Appraisal and Evaluation Program (Written Policy Content)
-
Selection of Individuals Who May Perform Appraisals and Evaluations
-
Independence of the Appraisal and Evaluation Functions
-
Transactions that Require Appraisals
-
Minimum Appraisal Standards
-
Appraisal Content and Fair Market Value Opinions
-
Required In-house Evaluation Content
-
Valid Appraisals and Evaluations
-
Renewals, Refinancings and Other Subsequent Transactions
-
Internal Controls Required to Ensure Appraisal Policy Compliance
-
Underwriting Appraisals and In-House Evaluations
-
Appraisal Referrals
Who Should Attend:
Directors, chief executive officers, chief lending officers, lending officers, credit administration supervisors and key members of the bank's loan support staff, including those with loan review responsibility and loan processors.
Speaker
John Cochran, John Cochran & Associates, Jefferson City, Missouri presents a variety of lending seminars to many state banking associations and individual client banks. Additionally, he serves on the faculty of several lending schools, including the Missouri School of Lending. When not teaching, John provides consulting and loan review services to client banks. During his banking career, he served in a number of lending capacities including compliance and loan review officer, consumer and commercial lending, chief lending officer, and president and chief executive officer of a community bank.
John Cochran, John Cochran & Associates, Jefferson City, Missouri presents a variety of lending seminars to many state banking associations and individual client banks. Additionally, he serves on the faculty of several lending schools, including the Missouri School of Lending. When not teaching, John provides consulting and loan review services to client banks. During his banking career, he served in a number of lending capacities including compliance and loan review officer, consumer and commercial lending, chief lending officer, and president and chief executive officer of a community bank.
View_Video_Introduction
Printable_Brochure
Categories
