This webcast focuses on revised Regulation Z as it applies to private education loans. This program is designed to bring you up to date with the recent changes to Regulation Z's advertising rules and to help you anticipate how the changes will impact your marketing program in 2009 and beyond. This two-hour webinar covers all of the new Regulation Z advertising rules that impact open-end credit and places the changes in context of the existing Regulation Z advertising requirements. This program covers the revisions to the early TIL disclosure requirements and the revisions to the revisions. The revised rules that govern early TIL disclosures are effective on July 30, 2009. This program explains the rules for the new higher-priced mortgage loans and how the rules impact your institution. On July 14, 2008 the Federal Reserve Board published final revisions to Regulation Z, which, for the most part, take effect on October 1, 2009. The new servicing rules, for loans secured by the borrower's principal dwelling, impact all lenders. This program explains all of the new servicing rules. This program teaches the basics of opening and administering Roth IRAs. Opening traditional IRAs is easy – once you know how! This presentation is designed to take the mystery out of opening traditional IRAs. IRA money is intended to be saved for retirement. When funds are withdrawn early, penalties apply. If funds are not withdrawn beginning at age 70 ½, penalties apply. When an IRA owner dies the funds remaining on deposit in a traditional IRA are inherited by one or more beneficiaries. A beneficiary is required to take the money. Funds can not remain on deposit indefinitely. Contributions are deposits of new money to an IRA. IRS regulations establish contribution limits. Rollovers and transfers are ways to move existing traditional IRA funds from one IRA to another. This program defines these terms and outlines the allowances and requirements of each. This program reviews the data collection and reporting rules, the common problems that occur when collecting and reporting the information and issues related to the public disclosure of the information. This program explains all of the new rules regarding HMDA pricing data. Every lender must collect government monitoring information, some must collect under more than one rule. This program reviews each of the different federal regulations that require the collection of monitoring information. This seminar offers the information needed by secured lenders to assure proper completion of financing statements and actual perfection of their security interests, and better understand their rights and remedies under Revised Article 9. This presentation provides an overview of all relevant Community Reinvestment Act (CRA) requirements for banks that are "small bank" and "intermediate small bank" under the CRA definitions. This presentation provides an overview of all relevant Community Reinvestment Act (CRA) requirements for banks that are "large bank" under the CRA definitions. This two-hour program explores the requirements of MRAPLA and explains how they will impact your financial institution. This program explains the basic rules of Regulation B. This program teaches the new Risked-Based Pricing regulations and provides guidelines for implementation of new policies and procedures. This program explains the basics of the Equal Credit Opportunity Act (ECOA) and Regulation B. Understanding these rules is the first step to avoiding problems. John Cochran guides us through the world of smart lending decisions, and shows us how to track cash flow in our customer's operating cycle. This seminar traces the origin of federal appraisal regulations to current regulatory requirements for both community bank lenders and state licensed, certified appraisers. Seminar participants will receive a complete overview of appraisal regulations in order to review the adequacy of their bank’s Appraisal Policy for regulatory compliance. Regulation GG and a parallel set of regulations from the Department of Treasury implement and interpret the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA). The regulations took effect on January 19, 2009 and compliance is mandatory on December 1, 2009. This program is designed to explain the new escrow rules from Regulation Z and the existing RESPA escrow rules under which escrow accounts are managed. We will explain, step-by-step, how to establish and maintain escrow accounts. The changes to RESPA's Regulation X are extensive and involve most sections of the regulation. This webcast provides an overview of all of the major changes. The most significant changes to RESPA and Regulation X involve the revised forms. Every mortgage lender and settlement agent in the nation will have to deal with the new HUD-1/1A. This program provides a detailed review of and step-by-step instructions for completing the newly revised HUD-1/1A. The Department of Housing and Urban Development (HUD) recently approved a final rule that completely overhauls the requirements of Regulation X, the implementing regulation for the Real Estate Settlement Procedures Act (RESPA). This presentation provides an overview of all relevant aspects of the National Flood Insurance Program. This program reviews the new and proposed questions. These Qs and As eliminate some of the mystery and confusion that has surrounded the area of flood insurance for years. Maximizing Return on Investment, Inspiring Employees, and Creating Loyal Customers! This program teaches techniques for coaching your staff to do the right things, the right way, every time. This webcast teaches techniques for great crossing without product pushing. The result is stonger relationships. This program provides tips for listening for sales cues from the customer at the teller line. This program is designed to inform banks and their staff about the S.A.F.E. Act requirements for registration of mortgage loan origninators. This program teaches the new SAFE Act registration requirements for mortgage loan originators. This program explains the FACT Act: new accuracy and integrity rules. The new rules are effective on July 1, 2010 and apply to those that furnish information relating to consumers to credit reporting agencies for inclusion in a consumer credit report.
This program addresses all requirements of the bank’s BSA/AML training program as required by federal regulators and outlined in the BSA/AML examination procedures. The manual and the presentation provide a complete solution for training on this important topic. The 2010 BSA/AML Examination manual states: “Without a general understanding of the BSA, the board of directors cannot adequately provide BSA/AML oversight; approve BSA/AML policies, procedures, and processes; or provide sufficient BSA/AML resources.” This program is designed to meet BSA training needs for the Board of Directors. More Than Just Being Friendly
Today, more than ever, the frontline team must keep the focus on providing exceptional customer service. This FBI inspired program has revolutionized employee awareness and actions in the markets where it has been implemented.
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