Lending

This seminar will consider the significant balance sheet and income statement factors that affect a small business borrower’s repayment ability.

This program covers all of the new Regulation Z escrow rules and the RESPA escrow rules under which escrow accounts must be managed.

On July 1, 2009 OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) published final rules to implement the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The new rules are effective on July 1, 2010 and apply to those that furnish information relating to consumers to credit reporting agencies for inclusion in a consumer credit report.

The Federal Reserve Board and the Federal Trade Commission published final rules to implement the risk-based pricing provisions contained in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). This final piece of the FACT Act requires all financial institutions to adopt new policies and new procedures to comply with the new requirements by January 1, 2011.

Live Chat - December 10, 2010, 1:30 to 3:30 PM CT / 2:30 to 4:30 PM ET - Watch the presentation in advance and have your questions ready! The speaker will be available at that time to answer your questions.

This 2- Part On Demand web seminar traces the origin of federal appraisal regulations to current regulatory requirements for both community bank lenders and state licensed, certified appraisers.

This program reviews the new and proposed questions. These Qs and As eliminate some of the mystery and confusion that has surrounded the area of flood insurance for years.

All federally regulated financial institutions will need to deal with the requirements of the S.A.F.E. Act as passed by Congress and implemented by the federal banking regulators. This program is designed to inform banks and their staff about the rules – and staff training is a requirement of the regulation.

This program focuses on the revised coverage rules under Regulation Z as they apply to private education loans.

This program provides a detailed review of the newly revised Good Faith Estimate and step-by-step instructions for completing the form.

Live Chat - October 15, 2010, 1:30 to 3:30 PM CT / 2:30 to 4:30 PM ET - Watch the presentation in advance and have your questions ready! The speaker will be available at that time to answer your questions.

This program provides a detailed review of the newly revised HUD 1/1A and step-by-step instructions for completing the forms.