Lending

This program provides an overview of the newly revised RESPA disclosure requirements. including Good Faith Estimate, HUD 1/1A and the Servicing Disclosure Statement.

This program provides a detailed review of the newly revised HUD 1/1A and step-by-step instructions for completing the forms.

This program provides a detailed review of the newly revised Good Faith Estimate and step-by-step instructions for completing the form.

This program focuses on the revised coverage rules under Regulation Z as they apply to private education loans.

This seminar will consider the significant balance sheet and income statement factors that affect a small business borrower’s repayment ability.

This 2- Part On Demand web seminar traces the origin of federal appraisal regulations to current regulatory requirements for both community bank lenders and state licensed, certified appraisers.

This program covers all of the new Regulation Z escrow rules and the RESPA escrow rules under which escrow accounts must be managed.

This program reviews the new and proposed questions. These Qs and As eliminate some of the mystery and confusion that has surrounded the area of flood insurance for years.

On July 1, 2009 OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) published final rules to implement the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The new rules are effective on July 1, 2010 and apply to those that furnish information relating to consumers to credit reporting agencies for inclusion in a consumer credit report.

The Federal Reserve Board and the Federal Trade Commission published final rules to implement the risk-based pricing provisions contained in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). This final piece of the FACT Act requires all financial institutions to adopt new policies and new procedures to comply with the new requirements by January 1, 2011.