Reg-Z

This program covers all of the new Regulation Z escrow rules and the RESPA escrow rules under which escrow accounts must be managed.

On July 1, 2009 OCC, Board, FDIC, OTS, NCUA, and FTC (Agencies) published final rules to implement the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The new rules are effective on July 1, 2010 and apply to those that furnish information relating to consumers to credit reporting agencies for inclusion in a consumer credit report.

This program focuses on the revised coverage rules under Regulation Z as they apply to private education loans.

This program explains the rules for the new higher-priced mortgage loans and how such the rules impact your institution.

On July 14, 2008 the Federal Reserve Board published final revisions to Regulation Z, which, for the most part, take effect on October 1, 2009. This program focuses on the new rules for closed-end credit, including home equity lines of credit.

On July 14, 2008 the Federal Reserve Board published final revisions to Regulation Z, which, for the most part, take effect on October 1, 2009. This program focuses on the new rules for open-end credit, including home equity lines of credit.

This program covers the revisions to the early TIL disclosure requirements and the revisions to the revisions. The revised rules are effective on July 30, 2009

The OCC, FRB, FDIC, OTS, and others (collectively, the Agencies) have adopted final rules to implement the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This monumental registration effort will impact loan officers and other lending personnel in every financial institution in the nation.